TPR has also issued the third edition of 'Automatic enrolment: Commentary and analysis', which reports on the impact of automatic enrolment and the increasing participation in workplace pension schemes. The commentary states: By March 2015, over 5.2 million workers had been successfully automatically enrolled since the reforms began in 2012, an increase of more than 2.2 million workers from 2014, and 4.2 million from 2013. Automatic enrolment is helping to turn around the decade-long decline in pension provision, with 59% of all employees now active members of a pension scheme, compared with just 47% in 2012. This increase suggests that pension saving is now becoming the norm. The pensions landscape has been transformed as the majority of people are enrolled into defined contribution schemes. We have witnessed the growth in master trusts - 94% of employers who chose a trust-based scheme opted for a master trust. We now expect that significantly more employers will be subject to automatic enrolment duties than originally anticipated, mainly due to an increase in the number of new companies that have started up, and fewer going out of business than was forecast. We have revised the staging profile accordingly, so that it reflects the 1.8 million employers we expect to help through the automatic enrolment process from now until 2018. If you would like help with your payroll or advice on Pensions Auto Enrolment please contact us. Internet links: Commentary